Exclusively for CWA and CalMutuals members only

Exciting News:

Introducing the
new CWA JPRIMA insurance program
 — Insurance designed for Water Utilities — 
not just adapted for them

Save Money
Stabilize Your Premiums
Increase Protection/Coverages

Project Aquashield is built from the ground up to
serve the unique risks of investor-owned water utilities.

From property and liability to auto and inland marine,
every coverage line is tailored to your operations.

Cyber coverage is available to extend protection into the digital realm.

Project Aquashield — 
Specialized Coverage. Streamlined Protection.

Exclusive Association Member Program

Discover unparalleled risk management coverage benefits designed
exclusively for CWA and CalMutuals members. 

Elevate Your Risk Management Experience

Enhance your journey with participation and resources through the CWA’s new JPRIMA program, Project Aquashield. This program features specialized coverages and dedicated member support services exclusively for association members. 

FAQ: Answers to Member Inquiries

What is Project Aquashield?

Project Aquashield / JPRIMA is a Joint Powers Authority (JPA) developed by the California Water Association (CWA) and CalMutuals JPRIMA to provide California’s investor-owned water utilities with a comprehensive, tailored risk management solution.

Officially launching on January 1, 2026, Ptoject Aquashield  delivers broader coverage, stronger stability, and unmatched protection for the state’s water systems. 

Who can become a member of Project Aquashield?

Membership is limited only to CWA (California Water Association) and CalMutuals member organizations. 

What are the benefits of joining Project Aquashield?

Members receive access to exclusive resources, educational materials, and networking opportunities focused on water risk management. 

Water utilities who are interested in having a specialized alternative risk management insurance program to provide the advantages of water-specific custom coverages and group purchasing power, without any shared liability exposure and no assessments. 

PROGRAM HIGHLIGHTS

$10 million primary liability limit

Water and wastewater testing errors & omissions coverage

Blanket Property and Limited Pollution Coverage

Water/Wastewater Testing E&O

Failure to Supply

Waterborne Asbestos

Lead

SCADA Upgrade Allowance

Inverse Condemnation Coverage includes Property Damage both on General Liability and on the Director & Officers sections  

Floating Excess Over All Lines

No Shared Limits or Liabilities


WHY IT MATTERS
Project Aquashield / JPRIMA provides stability, cost control, and sector-specific protection for California’s investor-owned water utilities.

It offers a sustainable alternative to commercial markets and ensures long-term risk management support aligned with the values of the state’s essential water providers.

How can I join Project Aquashield?

You must be a member of either the California Water Association (CWA) or CalMutuals to qualify to participate in the JPRIMA program (Project Aquashield). Just fill out the inquiry form below. David McNeil, ARM, Principal with EPIC Insurance Brokers and Consultants will reach out to you to answer questions and begin the quotation process. 

Get In Touch With Us

Contact Project Aquashield for more information and to obtain a quote. 

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.