Exclusively for CWA and CalMutuals members only







Exciting News:
Introducing the new CWA JPRIMA insurance program — Insurance designed for Water Utilities — not just adapted for them Save Money Stabilize Your Premiums Increase Protection/Coverages Project Aquashield is built from the ground up to serve the unique risks of investor-owned water utilities. From property and liability to auto and inland marine, every coverage line is tailored to your operations. Cyber coverage is available to extend protection into the digital realm. Project Aquashield — Specialized Coverage. Streamlined Protection.
Exclusive Association Member Program
Discover unparalleled risk management coverage benefits designed exclusively for CWA and CalMutuals members.
Elevate Your Risk Management Experience
Enhance your journey with participation and resources through the CWA’s new JPRIMA program, Project Aquashield. This program features specialized coverages and dedicated member support services exclusively for association members.
FAQ: Answers to Member Inquiries
What is Project Aquashield?
Project Aquashield / JPRIMA is a Joint Powers Authority (JPA) developed by the California Water Association (CWA) and CalMutuals JPRIMA to provide California’s investor-owned water utilities with a comprehensive, tailored risk management solution.
Officially launching on January 1, 2026, Ptoject Aquashield delivers broader coverage, stronger stability, and unmatched protection for the state’s water systems.
Who can become a member of Project Aquashield?
Membership is limited only to CWA (California Water Association) and CalMutuals member organizations.
What are the benefits of joining Project Aquashield?
Members receive access to exclusive resources, educational materials, and networking opportunities focused on water risk management.
Water utilities who are interested in having a specialized alternative risk management insurance program to provide the advantages of water-specific custom coverages and group purchasing power, without any shared liability exposure and no assessments.
PROGRAM HIGHLIGHTS
$10 million primary liability limit
Water and wastewater testing errors & omissions coverage
Blanket Property and Limited Pollution Coverage
Water/Wastewater Testing E&O
Failure to Supply
Waterborne Asbestos
Lead
SCADA Upgrade Allowance
Inverse Condemnation Coverage includes Property Damage both on General Liability and on the Director & Officers sections
Floating Excess Over All Lines
No Shared Limits or Liabilities
WHY IT MATTERS
Project Aquashield / JPRIMA provides stability, cost control, and sector-specific protection for California’s investor-owned water utilities.
It offers a sustainable alternative to commercial markets and ensures long-term risk management support aligned with the values of the state’s essential water providers.
How can I join Project Aquashield?
You must be a member of either the California Water Association (CWA) or CalMutuals to qualify to participate in the JPRIMA program (Project Aquashield). Just fill out the inquiry form below. David McNeil, ARM, Principal with EPIC Insurance Brokers and Consultants will reach out to you to answer questions and begin the quotation process.
Get In Touch With Us
Contact Project Aquashield for more information and to obtain a quote.